Social Disability Lawyer Blog

Stay up to date with the latest news in the world of social disability law provided by the Los Angeles based Law Office of Irene Ruzin.

How Does Social Security Disability Insurance Work?

Social Security Disability Insurance (SSDI) is one of two programs that you could obtain disability benefits from if you become unable to work. Supplemental Security Income (SSI) is the other of the two programs. Both are administered by the Social Security Administration. 

A Los Angeles disability benefits lawyer can help you to determine if you can qualify for SSI and SSDI and can provide guidance on how both programs work. You should contact an attorney to find out more because these benefits could be an important lifeline when a disabling condition stops you from earning income. 

​How Does Social Security Disability Insurance Work?

​Social Security Disability Insurance (SSDI) is a form of insurance in case of disability that you are required to participate in if you work in most jobs in the United States.

When you earn an income by working at a job in the U.S., you have Social Security taxes taken out of your income. Some of those taxes go towards the Social Security Disability Insurance program. As you work and pay taxes, you earn work credits. You need a certain number of work credits to be eligible for SSDI. 

If you are eligible for SSDI, you can claim benefits through Social Security Disability insurance if you develop a covered disabling condition. You must be able to prove you are severely disabled to get benefits.  If you are severely disabled and can't work but haven't earned enough work credits, you would have to obtain benefits through SSI instead of SSDI. 

SSDI benefits are based on your earning history, so the more you earned, the bigger the benefits. Usually, you can receive more monthly income from SSDI when you are disabled than from SSI. 

A Los Angeles disability benefits attorney can provide you with help in obtaining benefits when you cannot work because of a mental or physical condition so contact an attorney for help. 

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Friday, 01 December 2023