You may have to wait up to five months after your application is approved for Social Security disability benefits before getting compensation. However, in rare cases, a Social Security Disability Insurance (SSDI) applicant may not be able to wait that long.
In some situations, an applicant may be eligible for a compassionate allowance. The SSDI will accelerate an applicant's application if they have a medical condition that fits specific conditions.
When Will I Receive My Back Pay?
SSDI benefits are available to applicants immediately once the waiting period ends, as long as they are still disabled and have been accepted. However, some claims take longer than 5 months to evaluate and approve.
If your claim is approved after the waiting period has elapsed, you may be eligible for back pay for the time you waited for your application to be approved. For example, if an applicant's claim was granted 10 months after their EOD, they would be entitled to 5 months of back pay: 10 months less the waiting period of 5 months. Back pay can only be paid for a maximum of 12 months. Benefits are paid back in a lump sum as soon as the applicant becomes eligible. Typically, attorney or advocate fees are deducted from retroactive pay.
Benefits that go back in time
The SSA may determine that the EOD is earlier than the application date, making the applicant eligible for retroactive payments. Applicants may be eligible for benefits up to 12 months before filing their application. Due to the fact that the 5-month waiting period also applies to retroactive payments, an applicant's EOD must be at least 17 months previous to the application date.
An applicant, for example, whose EOD was deemed to be two years prior to their application date would be eligible for a full year of retroactive benefits:
- - Because 24 months exceeds the 17-month limit,
- - 17 months less the 5-month waiting period equals 12 months of retroactive pay.
If an applicant's EOD is determined to be 8 months before to the date of application, they are entitled to three months of retroactive benefits:
It is important to remember that the Social Security Administration (SSA) may use your protected filing date rather than your application date. The protected filing date is the day Social Security realised you were going to apply for benefits despite the fact that you had not yet submitted an application. Another consideration is that SSI payments do not have the same 5-month waiting period as SSDI benefits, and they are available the following month after approval. Back payments for SSI benefits are also permitted from the date of application to the date of approval.
**Back pay is calculated as 8 months less the 5 month waiting period.
What is the five-month waiting period?
Compassionate Allowances: 6 Facts
- Reduces the number of forms required for approval
- More than 200 Disabilities
- If your application is delayed,
- You may be able to receive payments sooner.
- An Attorney Can Assist
This group includes several malignancies, adult brain problems, and numerous uncommon children medical illnesses. The programme expedites compensation for persons who have claimed for SSDI or SSI benefits who have the most urgent and critical medical conditions.
The SSDI program's five-month waiting period for disability compensation mandates that individuals wait five months after becoming disabled before collecting payments. The waiting period exists to ensure that only persons who are unable to work for an extended period of time qualify for disability benefits.
A person must have a major medical condition that prevents them from working and is likely to last at least a year or result in death to be eligible for SSDI benefits. Furthermore, the individual must have worked and paid into the Social Security system for a certain number of years, depending on their age.
When a someone files for SSDI benefits and their claim is accepted, the five-month waiting period begins. If the individual's disability is predicted to last at least a year, compensation will begin after the waiting period is over. If their impairment is predicted to last less than a year, they will be ineligible for SSDI compensation.
The waiting time of five months does not apply to Supplemental Security Income (SSI) payments, which are meant to provide financial assistance to persons with limited income and few assets who are crippled, blind, or over the age of 65. Individuals who meet the eligibility requirements for SSI benefits can receive them regardless of how long they have been disabled.
What Are Compassionate Allowances?
Compassionate allowances allow the Social Security Administration (SSA) to process disability applications more quickly for persons with serious disabilities or medical concerns. Compassionate allowances aim to offer financial help to people who are unable to work due to a handicap as soon as feasible.
A person must have a significant medical condition that clearly meets the SSA's definition of disability to be eligible for a compassionate allowance. A compassionate allowance may be granted for certain types of cancer, Alzheimer's disease, and muscular dystrophy.
*The process of applying for Social Security disability payments is time-consuming, labor-intensive, and occasionally vexing. Many disability petitions are denied on the first review and must be appealed before a claimant may get compensation.
Get Help With Your Disability Benefits Claim
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